Reliance Bank Ltd
Faith House
23-24 Lovat Lane
London EC3R 8EB
Tel: +44 785 6119492

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Personal Loans

'with effect from 1st July 2014'

 There are times when you need extra funds for home improvements, a new car, or to pay for a special event in your life .

 Why choose a Reliance Bank Loan?

  • All our rates are guaranteed fixed rates - your repayments will not change
  • Rates as low as 6.9% APRC
  • Loans over £10,000 are available to homeowners only
  • You can borrow from £500 to £20,000 (subject to status)
  • You can repay over 6 months to 5 years
  • No security or payment protection required
  • No early repayment charges
  • No arrangement fees
  • A simple application form to complete
  • We will normally give you a decision in 24 hours from receipt of your application
  • Funds will be credited direct to your nominated bank account
  • A choice of 4 repayment dates payable by monthly direct debit

           Amount Borrowed                                               Typical APR

  • £500        -     £2,499                                                           12.90%
  • £2,500    -     £4,999                                                           10.90%
  • £5,000    -     £20,000                                                           6.90%

           Loans for refinance of debts could be charged at a higher rate.


How to apply?

To apply we require the following documentation:

  • Fully completed and signed application form
  • Proof of your identity such as a certified copy of your passport or driving licence 
  • 3 recent months wage slips
  • 3 recent months Bank statements
  • For debt consolidation, please enclose statements detailing outstanding balances for those debts that you are looking to consolidate e.g. Credit card statements

 For items required to validate your address and identity please refer to our 'Proving your identity' brochure.


To be eligible for our Personal Loans you must be :

  • Aged 18 or over
  • Resident in the UK
  • Employed with a steady income
  • Have managed your previous financial commitments without any problems
  • Able to afford the monthly repayments
Please note we undertake credit searches on all applications and we will only lend to those with a clear credit history.


Next Step

  • Return your completed application form and your supporting documentation to our office 
  • Once your application is received we will process it immediately and if approved, we will send out your offer for your signature
  • Once we have received your signed offer, we will open your loan account and credit your nominated bank account with the agreed sum

Call us on +44 785 6119492 or alternatively print the application and documents below. We look forward to hearing from you.

We do not accept applications from unsolicited third parties, such as licensed credit brokers.


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Reliance Bank Limited. All rights reserved.
Reliance Bank Limited, Faith House, 23-24 Lovat Lane, London EC3R 8EB. Telephone: +44 785 6119492 Fax:  +44 785 6119492
Reliance Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England. Registration no. 68835.
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